Family Owned and Operated Since 2005, we are a fully licensed agency providing multiple years of quality Home, Auto, Life, and Business Insurance. Our company offers a high level of trust, stability, and commitment to each client. Principal agent Jeffrey Hammett is a third-generation insurance agency owner.
Family Owned and Operated,
Serving North Carolina Since 2005
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KP
Rated 5 out of 5
Great experience. Joy was able to get us much lower rates and it was a very...
Kylie P.

Rated 5 out of 5
A joy to work with 🫶 I was first introduced to Joy through another amazing...
Sofia T.
MP
Rated 5 out of 5
I highly recommend Joy! When I needed a renewal of home and auto insurance, not...
Makenna P.
DM
Rated 5 out of 5
When my current homeowners insurance company couldn't renew my policy because...
Danielle M.
JT
Rated 5 out of 5
Joy is the best around!!
Justin T.
Recent News & Updates

Life Insurance Awareness Month: How Much Coverage Do You Really Need?
September 7, 2026
Why Life Insurance Awareness Month Matters Every September, the life insurance industry recognizes Life Insurance Awareness Month, an effort to encourage more people to think…

How to Prepare for Medicare’s Annual Enrollment Period
September 6, 2026
What Is the Medicare Annual Enrollment Period? The Medicare Annual Enrollment Period, sometimes called AEP, runs each year from October 15 through December 7. During…

Disaster Preparedness for Small Businesses: Why a Continuity Plan Matters
September 4, 2026
National Preparedness Month Is a Reminder for Business Owners, Too Every September, FEMA’s National Preparedness Month encourages individuals and organizations to think ahead about how…

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